Why Term Insurance: When an individual starts
earning, he is expected to earn till the time he retires and his family is
dependent on his income. With his recurring income and his savings, he fulfills
his various financial goals. However, life is uncertain and an unfortunate
event such as death or permanent disability can cease his capacity to earn.
Hence every individual is required to protect his family against any
unfortunate attached to his life so that his family continues to enjoy the same
standard of living even if he is not alive.
Monday, 23 September 2013
Why term insurance for individual person
Friday, 21 June 2013
Tips for choosing the right Health Insurance plan
When
it comes to health insurance ,
there’s no one-size-fits-all plan that you can rely on. Of the numerous plans
in the market, you will find that each is unique in some way, with its own
benefits and limits. This makes purchasing health insurance a difficult task
where painstaking research is sometimes required, before you find the right
plan for you.
Before
you go plan-hunting, there are some questions you need to ask yourself:
- What is my financial ceiling?
- What do I have to cover? Am I responsible only for myself? Do I have dependents? Am I planning for retirement yet? Am I already retired?
- How often do I need to visit the doctor?
- How much premium can I afford?
- Do I have any pre-existing medical conditions?
- How comprehensive a plan do I want?
- Do I need regular dental and/or vision check-ups?
- Do I use many prescription medicines?
- How much preventive care do I want?
- Am I constantly exposed to hazards such as the possibility of an accident, exposure to toxins, a weak immune system, etc.?
- Am I at risk of any hereditary diseases?
Thursday, 13 June 2013
Tuesday, 21 May 2013
Various claims of Insurance plans
Various claims of Insurance plans -
Please note that it is important to
notify us before seeking any medical consultation while you are traveling
abroad (unless it is an accident or emergency). We have a coordinating doctor
on duty to speak to you and provide medical advice. We can also provide medical
referral for any specialist doctor or hospital.
Our travel claim process is simple
and easy!
Delay of Baggage
Documents Required:- Signed Claim Form
- Copies of boarding Pass/Ticket/Baggage Tags
- Copies of correspondence with the Airline authorities/others certifying the delay
- PIR Report (to be obtained from the airline authorities)
- Details of compensation received from Airlines/other authorities
- Bills and receipts of purchase of emergency toiletries and medicines
- Obtain confirmation of the delay from the airline.
- Claim Form can be obtained from our Assistance Department
- Fill in the Claim Form and submit all documents to the address mentioned on the policy schedule.
Loss of Passport
Documents Required:- Copy of new passport
- Copy of previous passport (if available)
- Copy of return tickets
- Proof of complaint to the local police
- Details of expenses incurred in obtaining fresh passport
- File a complaint with the local police
- Contact the Indian Embassy, wherever necessary
- Submit all documents to the address mentioned on the policy schedule
Tuition Fee
Documents Required:- Duly filled in claim form
- Copy of the receipt of payment of advance tuition fee
- Letter informing the school regarding the inability of the student to continue the semester duly acknowledged by the school.
- Discharge card of hospitalization along with detailed medical report and all investigation reports
- Obtain confirmation of inability to attend school from the school authorities
- Claim form can be obtained from our Assistance Department
- Fill in the Claim form and submit all documents to the address mentioned on the policy schedule
Accident to Sponsor
Documents Required:- Duly filled personal accident claim form.
- Copy of the death certificate of the deceased.
- Death Summary from the hospital where last treated.
- Letter from the school authorities intimating about the balance tuition fee if any for the course
- Any other documents if required will be informed by the claims department of Bajaj Allianz
- Inform our Assistance Department regarding the incident
- Submit all documents to the address mentioned on the policy schedule
Family Visit
Documents Required:- Duly filled Medical Sickness or Personal Accident claim form.
- Certificate from the doctor treating the you mentioning the requirement of an attendant and reasons for the same.
- Travel tickets in original along with the copy of the visa and passport.
- Inform our Assistance Department regarding the condition of the you.
- Obtain prior authorization that the travel of the family member will be covered.
- Submit all documents to the address mentioned on the policy schedule.
Personal Liability
Documents Required:- Full statement of the facts in writing.
- Witness statements
- Any other documents relevant to the incident, including Summons, Legal Notice, etc.
- Inform our Claims Dept. immediately (at the address given on the policy schedule below) giving full details of the incident.
- Do not commit any benefit/compensation or enter into an agreement.
Subscribe to:
Posts (Atom)
