Understand Osteoporosis Risk Factors - Medical Insurance

Understand Osteoporosis Risk Factors - Here we are defining the Osteoporosis Risk Factors with Medical insurance and health insurance policy plans. Various factors like age, gender, family history, race, body type, menstrual history, and personal lifestyle and history can make certain patients more susceptible to osteoporosis with aging. Where do you fit with these osteoporosis risk factors?

As we typically start to lose some bone density during our 30s, it’s important to have an advanced understanding of osteoporosis risk factors in order to start taking corrective and preventative steps in these early years.

While largely preventable and treatable, osteoporosis is called the “silent disease” because many people don’t know that their bones have thinned until the condition has progressed and/or led to back pain and bone fractures. In a further effort to break the silence about the dangerous consequences of osteoporosis and to achieve more education and public policy for the prevention of this disease, October 20 has been designated World Osteoporosis Day (WOD).We are pleased to offer few tips on how patients can become more aware of osteoporosis to avoid it from occurring later on in life.
 

Travel Insurance - while planning a trip

In this article, we’ll take a look at the ways in which you can prevent loss of money and get yourself the best exchange deal possible in travel insurance. First, some tricks you should know when dealing with the traditional forms of money exchange: cash, cards and traveller’s cheques.

TRICKS

Cash:

• Know the exchange rates beforehand – this will prevent you getting ripped off by local agencies.
• Never exchange money from airports, train station or hotels – you’ll inevitably pay a very high commission and get a lower rate.
• As far as possible, exchange money at local banks, or at a local branch of your bank.
• Exchange half your money before you leave on your trip, and exchange the rest of it once you reach your destination. Thus, if the rates go low, you’ll have half of your money intact. If the rate increases, you can capitalize on it with the remaining half of your cash.

 

TIPS

• Don’t rely on using a signature for transactions. Some countries use chip technology that requires a PIN for all transactions.
• If your PIN is larger than 4 digits, ask your bank if you can get it altered, as foreign ATMs may not recognize more than that.
• Carry contact details of all the financial service companies you’re dealing with.
• Keep in mind the daily withdrawal restrictions in the country you are traveling to.
• Never keep all your cash, cards and cheques in one place. That way, if you go get robbed or misplace something, you won’t lose all your money at once.
• Keep a copy of all receipts to check against your statements
• As far as possible, deal in US Dollars. They can get you the best exchange rates, and it is often possible to pay directly in dollars rather than local currency.